Invest in USA Property

Pre-Purchase Investigations

Financing Property – INBIB Will Help

In the current USA market financing properties may be difficult especially for non-resident investors without a USA credit history. You should consider borrowing money in your own country if you already have an established credit and may possibly be able to get lower interest rates.

It is notable that interest rates on foreign investor loans, from USA banks are higher than a US citizen would pay. In some cases this could be 3-4% higher and the loan-to-value is lower. You may be required to put down up to half of the buying price.

Another option exists in the form of Hard Money Lenders. Although this sounds scary, like you are borrowing from the mob, it can be a good source of borrowing. These hard money lenders are funded by groups of wealthy individuals looking to get a good return on their investment. Interest rates are higher at around 10-12%, but loan-to-values are higher at 60-75% and they can offer long-term fixed rate borrowing, just like the banks.

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Please Note - The information contained above should not be regarded as legal or tax advice and is our opinion only.